Disclaimer

This disclaimer ("Disclaimer") sets forth the general guidelines, disclosures, and terms of your use of the learnfromjaya.com or jayalonzo.com website ("Website" or "Service") and any of its related products and services (collectively, "Services").

This Disclaimer is a legally binding agreement between you ("User", "you" or "your") and Miju Enterprise LLC ("Miju Enterprise LLC", "we", "us" or "our"), and forms part of, and is incorporated by reference into, our Terms and Conditions. By accessing and using the Website and Services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Disclaimer.

If you are entering into this Disclaimer on behalf of a business or other legal entity, you represent that you have the authority to bind such entity to this Disclaimer, in which case the terms "User", "you" or "your" shall refer to such entity. If you do not have such authority, or if you do not agree with the terms of this Disclaimer, you must not accept this Disclaimer and may not access and use the Website and Services.

You acknowledge that this Disclaimer is a contract between you and Miju Enterprise LLC, even though it is electronic and is not physically signed by you, and it governs your use of the Website and Services.

Eligibility
You must be at least 18 years of age, or the age of legal majority in your place of residence if that is older, to use the Website and Services. By using the Website and Services, you represent and warrant that you meet this requirement.

Representation
Any views or opinions represented on the Website belong solely to the content creators and do not represent those of people, institutions or organizations that Miju Enterprise LLC or creators may or may not be associated with in professional or personal capacity, unless explicitly stated. Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual.

Content and postings
You may print or copy any part of the Website and Services for your own personal, non-commercial use, but you may not copy any part of the Website and Services for any other purposes, and you may not modify any part of the Website and Services. Inclusion of any part of the Website and Services in another work, whether in printed or electronic or another form or inclusion of any part of the Website and Services on another resource by embedding, framing or otherwise without the express permission of Miju Enterprise LLC is prohibited.

Compensation and sponsorship
The Website and Services may, from time to time, contain sponsored content, paid product mentions, affiliate links, or other forms of compensation, where clearly identified as such. On any occasion where this applies, any opinions, findings, beliefs, or experiences shared remain the honest views of Miju Enterprise LLC and are not dictated by the advertiser, sponsor, or affiliate partner. Any product claims, statistics, quotes, or other representations about a product or service should be verified with the manufacturer, provider, or party in question. Sponsored content, affiliate links, and paid placements will always be identified as such where they appear.

Reviews and testimonials
Testimonials are received in various forms through a variety of submission methods. We only feature a testimonial, together with a person's name or photograph, on the Website or in our marketing with that person's clear permission beforehand, consistent with our Privacy Policy. The testimonials displayed are given verbatim except for grammatical or typing error corrections, or edited for clarity, or shortened in cases where the original included information of no relevance to the general public. Testimonials are not necessarily representative of all of those who use the Website and Services, and Miju Enterprise LLC is not responsible for the opinions or comments they contain, and does not necessarily share them, as all opinions expressed remain strictly the views of the reviewers. Testimonials may be reviewed for authenticity before they are made available for public viewing, and you may ask us to remove or stop using your testimonial or photograph at any time by contacting us.

Warranties and limitation of liability
While we have made every attempt to ensure that the information contained on the Website is correct, Miju Enterprise LLC is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information on the Website is provided "as is" and "as available", with no guarantee of completeness, accuracy, timeliness, or of the results obtained from its use, and without warranty of any kind, express or implied. Information on the Website is for general information purposes only and is not intended to provide any type of professional advice; please seek professional assistance should you require it. Information contained on the Website is subject to change at any time and without warning.
To the fullest extent permitted by applicable law, Miju Enterprise LLC, its partners, employees, or agents will not be liable to you or anyone else for any decision made or action taken in reliance on the information on the Website, or for any indirect, consequential, special, or similar damages, even if advised of the possibility of such damages.
Nothing in this Disclaimer limits any liability that cannot legally be limited, including liability for our own fraud, or for death or personal injury caused by our negligence.

Indemnification
You agree to indemnify and hold Miju Enterprise LLC, and its owners, employees, and representatives, harmless from any claim, demand, loss, or damage, including reasonable legal fees, arising out of your violation of this Disclaimer or your misuse of the Website and Services.

Governing law and jurisdiction
This Disclaimer shall be governed by and construed in accordance with the laws of the United Arab Emirates, as applied in the Emirate of Sharjah, without regard to its conflict of law principles. The parties irrevocably agree that the courts of the Emirate of Sharjah shall have exclusive jurisdiction to settle any dispute arising out of or in connection with this Disclaimer or the Website and Services.

Severability
If any provision of this Disclaimer is found to be unenforceable or invalid under applicable law, that provision will be limited or removed to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

Changes and amendments
We reserve the right to modify this Disclaimer or its terms relating to the Website and Services at any time, effective upon posting of an updated version of this Disclaimer on the Website. When we do, we will revise the updated date at the bottom of this page. Continued use of the Website and Services after any such changes shall constitute your consent to such changes.

Acceptance of this disclaimer
You acknowledge that you have read this Disclaimer and agree to all its terms and conditions. By accessing and using the Website and Services you agree to be bound by this Disclaimer. If you do not agree to abide by the terms of this Disclaimer, you are not authorized to access or use the Website and Services.

Contacting us
If you would like to contact us to understand more about this Disclaimer or wish to contact us concerning any matter relating to it, you may do so via email: learn@jayalonzo.com.

This document was last updated on September 6, 2026.